A turquoise credit card featuring the logo "synchrony," the phrase "welcome home," and the title "PREFERRED CUSTOMER." It also bears the logo for "SYNCHRONY HOME."

Promotional Financing Available

With the Synchrony HOME™ Credit Card
Logo of Synchrony Home, featuring the words "SYNCHRONY" in white and "HOME" in yellow, accompanied by a graphic of three vertical yellow lines against a dark gray background.

All Synchrony HOME™ Credit Cards Accepted Here!

Pay Over Time with Promotional Financing with the Synchrony HOME™ Credit Card

6 Months

Promotional financing
on purchases of $299–$1,998.991

12 Months

Promotional financing
on purchases of $1,999 or more1

Benefits of the Synchrony HOME™ Credit Card

6 Months Promotional Financing

on purchases of $299–$1,998.991

12 Months Promotional Financing

on purchases of $1,999 or more1

Online Account Management

and customer service

No Annual Fee (2)

and the ability to request a credit limit increase3

$0 fraud liability

and 24/7 secure account management

A Dedicated Credit Limit

that can be used at thousands of Synchrony HOME™ partner locations nationwide to help you get what you want and need for your home*

1 No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299–$1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, aöer promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

2 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Minimum Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

3 You may be required to provide your annual net income if we do not have your recent information on file. Your income will be used as a factor to determine eligibility for a credit limit increase.

*Subject to credit approval.

Click Here or see store for details.

Manage Your Account with Synchrony

Make payments, view your balance, update account information and schedule up to 12 payments at a time.

Frequently Asked Questions

North Carolina Furniture Direct offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including North Carolina Furniture Direct locations.*

*Subject to credit approval.

You can apply for a North Carolina Furniture Direct Synchrony HOME Credit Card by applying online or at any Synchrony HOME retailer location. Click here to apply online.

To manage your North Carolina Furniture Direct Synchrony HOME Credit Card account online, click here to go to the Synchrony Bank website. After logging in to your account, you will be able to:

  • Make a payment.
  • View your balance.
  • Update your account information.
  • Schedule up to 12 future payments.

There are three convenient ways to pay your bill.

  • Pay Online: Click here to manage your account and make payments online.
  • Pay by Phone: Contact Synchrony Bank Customer Service 1–844–335–5909 during the hours listed below to make a payment by phone.
    • Monday – Sunday 7:30 am to 12:00 midnight EST
  • Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
    • Synchrony Bank
      PO Box 960061
      Orlando, FL 32896-0061
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